Integrated Protocols

Lulo allocates across leading lending and yield protocols on both Solana and Ethereum. Each protocol is weighted through a systematic process informed by its total value locked and the rates it offers, so that protocols demonstrating stronger market confidence and competitive yields are designed to receive proportionally larger allocations.

Selection Criteria

Before a protocol becomes eligible for inclusion, it must satisfy four requirements that establish a baseline of security, credibility, and operational maturity:

  • Open-source smart contracts that can be independently reviewed
  • Completion of independent security audits by recognized firms
  • An experienced team with a demonstrated track record in the space
  • Substantial total value locked with no history of fund losses

Current Protocols

MorphoEthereum

A permissionless lending protocol featuring isolated markets and rate optimization through peer-to-peer matching between lenders and borrowers.

PendleEthereum

A yield tokenization protocol that enables fixed-rate strategies by separating yield-bearing assets into their principal and yield components for independent trading.

KaminoSolana

An automated liquidity and lending platform on Solana that offers standard, JLP, and Prime vault strategies for depositors.

MapleEthereum

An institutional credit protocol that provides undercollateralized lending facilities to established, vetted borrowers.

JupiterSolana

Solana's primary exchange aggregator, which also offers integrated lending products for depositors seeking yield.

DriftSolana

A perpetuals exchange on Solana that includes spot lending markets alongside standard and JLP vault products.

MarginFiSolana

A lending and borrowing protocol on Solana with a focus on risk management and capital efficiency.

ManifestSolana

An on-chain order book exchange on Solana with integrated lending capabilities.

NeutrlSolana

A protocol that generates stablecoin yield through delta-neutral strategies designed to minimize directional market exposure.

How Allocation Works

Protocol weightings are designed to adjust systematically as TVL and rate conditions evolve across the integrated set. Both Protected and Boost deposits are diversified across the full range of eligible protocols, and your capital remains verifiable on-chain within each underlying protocol at all times.